gdt.salary

Salary Sacrifice Calculator

Model UK salary sacrifice for pension, an electric car and Cycle to Work, and see the real cost after tax.

No account needed — runs in your browser open Salary Sacrifice Calculator
Income and tax with pension and EV sacrifice applied.
Income and tax with pension and EV sacrifice applied.

What it does

  • Enter your income and current pension contributions; the calculator works out income tax and National Insurance for the year.
  • Add a salary sacrifice for pension, an electric car scheme or Cycle to Work and see the effect on take-home pay and the true cost of each.
  • Model dividends alongside salary if you run a company.
  • Save and load scenarios as files.

Who it's for

Employees and directors deciding whether a sacrifice scheme is worth it.

Your data

Everything happens in your browser. Nothing you type or upload is sent to the server, and nothing is stored unless the tool says it saves to your browser. Figures are illustrative and not financial advice.